Gene's Bit of Blogging
Gene Mundt, Mortgage Lender - Direct: 815.277.4036    Cell/Text: 708.921.6331
RSS Follow Become a Fan

Delivered by FeedBurner


Recent Posts

Opening Night Coming for Joliet Slammers Baseball!
Multiple Offers and Appraisals ... Learning to Co-Exist Successfully
Buyers Decide Within 8 Seconds Whether They Are Interested In A Home
Students from Naperville, IL to Appear on "Late Show with David Letterman", Thursday, May 10th
I May Not Be Yoda, but I'm Darn Close!

Categories

ActiveRain.com
Agents and Brokers
Announcements and News
Appraisal changes
Appraisals
Arbor Day
ARM Loans
Asking credit and mortgage questions
Asset-Based Lending Program
Baby Boomers
Bolingbrook, IL
budgeting
budgets
Businesses
Buying a Home
Buying or Renting
Calendar of Chicagoland Events
Cash Purchases
Charitable Causes
Charitable/Community Organizations
Charity/Charity Events
Chicago
Chicagoland
Chicagoland Activities
Chicagoland Entertainment
Chicagoland Markets & Special Events
Chicagoland new construction
Children
Choosing a Mortgage Lender
Choosing Your Real Estate Professionals
Clients
Closing Costs
Commercial Lending
Commercial Loans and Properties
Commercial Properties
Communication
Community Info
Community Services
Condominium Associations
Condos and Townhomes
Conducting Business
Construction Costs
Cook County
Co-Signing Mortgages
Cost of Living and Bills
County Services and Departments
Credit
Credit and Financial Counseling
Credit Counseling
Credit Repair
Credit Reports/Fico Scores
Crest Hill, IL
Debt
Deciding Which Home is Best to Buy
Discounts
Doing Business
Down Payment
Downsizing a Home
DuPage County
DuPage Township
Education
Education Opportunities
Educational Opportunities
energy saving initiatives
Families
Family Activities
Family Issues
Fannie Mae
Fannie Mae/Freddie Mac
FHA Approval for Mortgage Lending
FHA Financing for Condominiums
FHA Mortgage Insurance
FHA Mortgage Lending
Financial Glossary and Terminology
Financial Planning
Financing
First-Time HomeBuyers
Frankfort IL
Freddie Mac
Fun, Comical
Gene Mundt
Gene Mundt's Client Services
Golf/golf courses
Grundy County
Halloween
HARP 2.0
Helpful Hints
History/Historical Sites
Holiday Events
Holiday Shopping
Holidays
Home Buyers
home buying
Home Improvements and Curb Appeal
Home Inspections
Home Maintenance & Repair
Home Ownership
Home Services
Home Staging
Homemaking
Homeowner Affordability and Stability Plan Update, 2011
HomePath Program
HUD
Identity Theft and Crime
Illinois
Importance of Credit
Insurance and Insurance Services
Interest Rate Lock-In
Interest Rates
Investment Properties
Investors and Investments
Joliet/Shorewood
Kane County
LaGrange, IL
Lake County
Lincoln-Way Community High School District
Links
Localism Posts
Lockport, IL
Lombard, IL
Los Angeles CA agents and realtors
Los Angeles Home Buying
Los Angeles rental properties
Maintenance and Upkeep of Your Home
Manhattan, IL
Marketing
McHenry County
Military Personnel and Veterans
Military Personnel and Veterans Mortgage Programs and Discounts
MLS Service
Mokena, IL
Moms
Monee, IL
Money-saving Strategies
MoonDancer Realty, Dillsboro NC
Mortgage & Transaction Processing
Mortgage Banker
Mortgage Closing Costs
Mortgage Costs
Mortgage Crisis
Mortgage Lender
Mortgage Seminars
Mortgages
Naperville
New Leaf credit-improvement program
New Lenox, IL
North Carolina Real Estate/R.E. Agents
Obtaining Mortgage Quotes, Pre-Approvals, & Info
Palos Verde Realtor/Brokers
Palos Verde, CA
Parents/Relatives Assisting with Down Payment/Home Buying
Park District Activities
Plainfield, IL
Preparing your home for sale
Pre-Qualification/Pre-Approval
Pricing a home for Sale
Private Mortgage Insurance
Professional Service
Property Assessments
Property Tax Bills
Real Estate
Real Estate Advice
Real Estate Attorney Services
Real Estate Contracts
Real Estate Professionals
realtor magazines and social media
Realtors
Recycling
Refereral Partners
Referrals
Refinance
Remodeling
Rental Properties
Rental Properties and Investments
Right Time to Buy a Home
River Forest, IL
Romeoville, IL
Safety
Sales Tales
Savings Advice
School Districts
Schools
Seeking Advice
Sellers Assisting with Closing Costs
Selling Your Home
Senior Issues
Senior Issues/Reverse Mortgages
Servicing Clients and Referral Partners
Shopping
Shorewood, IL
Short Sales/Foreclosures
Social Media
Special Events
St. Charles, IL
Staging your Home
Tax Deferral Programs
Technology
The Federal Savings Bank
Three Rivers Association of Realtors - Will and Grundy Counties
Travel
utility bills
VA/Military
Veterans
Video & Audio
Village and Police Services
Will County
Will County Activities
Will County IL Tax Bills/Assessments
Will County Services
Winnetka and North Shore
Winter Activities
women
Working with a Mortgage Professional
Working with a Real Estate Professional
Zoning and Building Classifications
powered by

Gene's Bit of Blogging

Cook County

Information Available at the Tips of Your Fingers. Tapping Information Available Through Chicagoland County Websites


Information Available at the Tips of Your Fingers.
Tapping Information Available Through
Chicagoland County Websites

Why and How It's Important ...




     I've written more than a few times, that I have a background of over 20+ years as a licensed IL Real Estate Appraiser.  Back when I started in the mortgage business, it wasn't uncommon for mortgage lenders to have dual responsibilities within their companies like this. 

Contact Services and Info from Gene Mundt, Chicago Bancorp mortgage lender     And of all the additional things I've studied, learned, and tackled within the framework of my years of mortgage services, I've found that my appraising education and experience has proven the most beneficial to me in conducting my services ... and my clients.  It's just been immeasurable.

     To say that "things have changed" somewhat over the years is an understatement.  The amount of information now available to a professional Appraiser is almost mind-boggling. 

     One of the greatest advantages for Appraisers performing appraisals in Will County, IL  can now be found through the County's Supervisor of Assessments' website.  The Plats of Subdivision for the entire County of Will ... Township by Township ... Section by Section ... Acre by Acre ... Lot by Lot ... and Parcel by Parcel ... is now available just by "clicking" on the Supervisor of Assessments' site. 

      As a former Appraiser that had to lug and then search through huge mountainous books of information years ago, that fact alone is amazing to me.  Those cumbersome books were unbelievably costly to possess too, I may add.  Now?  Click, click, click ... and that information is yours ... FREE.  And whether a professional or a member of the general public.  Rather impressive, I'd say.

     The information contained within the Will County Supervisor of Assessments' website is accessed easily.  The whole website is very "user-friendly".  But the same can be said for the other County Departments regarding taxes, recordings, and more.  I think Will County has done an exceptionally good job at making this information easily attainable for all that visit their sites.  Much the same can be said for other Counties in the Chicagoland area.

   Now, you must by this time be asking, "Why should I care about all of this"?

Contact to Gene Mundt, Chicago Bancorp Mortgage Lender   As a Realtor/Broker ... This valuable County information is available to you easily, as well.  Research and verifications of tax bills, tax amounts, Assessor's records of recently transacted sales, Recorder's filings for deeds, mortgages, mortgage releases, and more ... are easily found, verified, and then utilized within your transactions.  Click ... done!  No more chasing down the info like in the past.

    Mortgage Lenders ... must access and utilize the same information.  Having it as accessible as it is now is fantastic.  And that great benefit trickles down to home buying transactions too. 

     Within my own Mortgage Lending services, it's proven to be immensely beneficial when questions or issues regarding a potential purchased property itself has been raised ... even prior to actual mortgage application. Having the deep well of information contained within these websites has been an unbelievably wonderful asset and pool of information for me.  It's assisted me in servicing my clients and referral partners' mortgage lending needs more quickly and thoroughly.  It's saved my clients and referral partners time, money, AND frustration.

    As a Resident or member of the Public ... the addition of this multitude of information to these Will County websites must not be overlooked. YOU now have simple and easy access to information that was once much harder for you to obtain.  That YOUR County of Will (and others) has undertaken the task of making this information available to you, shows great commitment on their part.  The task must have been staggering both in the amount of data to be entered and the time it took to complete it.

    I've provided a listing below, of a few of the Illinois Counties within the Chicagoland area that are providing a wealth of real estate-related information within their County websites. Bookmark or save this blog.  The information contained below is very useful and may benefit you immensely at some point in the future, whether for personal or business purposes.

     As always, should you have any questions regarding the information you seek, please feel free to contact me.  I'll provide whatever information or assistance that I can to help serve your needs.


Cook/Chicagoland
Counties' Websites & Info

Will County, IL:
Supervisor of Assessments Website: www.willcountysoa.com/
Will County Assessors Directory: www.willcountysoa.com/assessor-information.aspx
Will County Treasurer's Website: www.willcountytreasurer.com


Du Page County, IL:  
Supervisor of Assessments Website: www.dupageco.org/soa
Du Page County Assessors Directory: 
Du Page County Treasurer's Website: www.dupageco.org/treasurer      


Kane County, IL:
Supervisor of Assessments Website: www.co.kane.il.us/soa 
Kane County Assessors Directory: 
Kane County Treasurer's Website: www.kanecountytreasurer.org


Cook County, IL:
Supervisor of Assessments Website: cookcountyassessor.com
Cook County Assessors Directory: cookcountyassessor.com/townshipassessors.aspx
Cook County Treasurer's Website: www.cookcountytreasurer.com 


Lake County, IL:
Supervisor of Assessments Website: www.lakecountyil.gov/Assessor/Pages/Default.aspx
Lake County Treasurer's Website: www.lakecountyil.gov/Treasurer/Pages/default.aspx

Grundy County, IL:
Supervisor of Assessors Website: 
Grundy County Municipalities & Townships:   www.grundyco.org/communities/communities.shtml
Grundy County Treasurer's Website: www.grundyco.org/treasurer/treasurer.shtml

Kendall County, IL:
Supervisor of Assessors Website: www.co.kendall.il.us/assessors/index.htm
Kendall County Assessors Directory: www.co.kendall.il.us/assessors/township_assessors.htm
Kendall County Treasurer's Website: www.co.kendall.il.us/treasurer/index.htm

McHenry County, IL:



     * Thinking of buying a home ... or refinancing ... in Will County or neighboring Chicagoland counties?  Let me put my 35 years of experience and expertise to work on your behalf. Contact me today.  We'll work together to find you the best possible mortgage and mortgage terms available to you.  Terms that will cement a brighter financial future.
    I can be reached at any of the following:
Direct:  815.277.4036   Cell/Text:  708.921.6331
Skype:  630.219.1316

Proving To Be a Hard Pill to Swallow. The Cheapening of a Chicago Iconic Site ...



Proving To be a Hard Pill to Swallow. 
The Cheapening of a Chicago Iconic Site ...
 

       Before I even enter into this post, I want to state ... "I get it".  I understand cities and local governments (especially in the State of IL) are having a rough time keeping their services going, meeting their bills. 

     And I know new and creative ways must be considered to address those issues .. to raise funds.  I do understand that.  I get it. The City of Chicago is no exception to this reality.

     However, there are just some things that seem .... well, wrong.  When done and seen, they just cheapen beyond acceptability.  In my opinion, there are still ... even in this day and age ... some things that should just be considered off limits.  Call me old-fashioned.

     For those that live in the Chicagoland area, or that have visited our wonderful City of Chicago, you have no doubt seen and visited many of the beautiful and historical works of architecture our City has to offer.  Many of those buildings and sites are also iconic and hold a special place in our memories and our hearts.  The stately Chicago River bridge houses fall in this category. 

    These bridge houses have now fallen victim to modern realism ... ugly advertising signs.  And to me, that fact is just made worse by the choice of advertiser they sold/allowed space to use these bridges as their billboard.  It adds real bite to the blight.

    Take a look at a picture of these Chicago River bridge houses as they stand today through December 12th.  I wonder ... what's next???



 

Chicago Toy and Game Fair to be Held November 19 and 20, 2011 at Navy Pier in Chicago



 Chicago Toy and Game Fair to be Held
  November 19 and 20, 2011 at Navy Pier 


     Anyone that has kids to shop for during the Holidays knows ... toys and games aren't inexpensive.  And the pressure to find just "THEE" right gift can be staggering for a gift-giver too.

     So finding out that there is an opportunity to preview, try-out, and play with the latest and hottest toys and games PRIOR to purchasing them, sounds all too good to be true. 

     But it's not ...

     On November 19th and 20th, Navy Pier Festival Hall B, located at Navy Pier in Chicago(600 East Grand Avenue), is hosting the annual Chicago Toy and Game Fair.  Sometimes known as ChiTAG, this Fair is the largest toy and game fair open to the public in the US.

     Attendees get to play to their hearts content amongst toys and games, old and new.  They also have opportunities to meet some of the inventors of the games and find out how they came about being created. 

     Take a peek at what you can expect at this amazing Chicago Toy and Game Fair being held at Navy Pier on November 19th and 20th, 2011:


You need Flash Player in order to view this.
ChiTAG 2011 - Come Out & Play!
Scenes from the 2010 Chicago Toy and Game Fair. We can't wait to show you everything we have planned for ChiTAG 2011!


     After browsing the Chicago Toy and Game Fair and trying-out toys and games, attendees also have a chance to get some Holiday Shopping done.  90% of the vendors and inventors sell directly from their booths.  So bring that Holiday Shopping List of yours along.

    Hours for the Chicago Toy and Game Fair are:

Saturday:     10 am to 6 pm
Sunday:        10 am to 5 pm

    Cost to attend the Chicago Toy and Game Fair is:

Children:    $  5.00
Adults:      $10.00

Complimentary Admission:

    Free Admission for the following groups and their immediate families is available.  Please contact: info@chitag.com for further details.

  • Educators & Librarians (offline, tba)
  • Scouts in uniform (offline, tba)
  • Retail & Trade
  • Military (with ID)
  • Police Officers (with ID)
  • Firefighters (with ID)

Bring Your Grandparents Day

     Sunday November 20th is Bring Your Grandparents Day!  Children are invited to bring their grandparents to the Chicago Toy and Game Fair.   Grandparents attend FREE that day. 

     All sorts of special events are planned throughout this two-day event.  A Holiday Toy Drive to benefit the Metro Chicago YMCA and Kidz Korna is also taking place during the Fair, so please consider giving generously while in attendance. 

     The Chicago Toy and Game Fair, November 19th and November 20th, 2011 at Navy Pier ... don't miss it!



     *  And if you have another kind of Holiday Shopping in mind ... and that's shopping for a new Chicagoland home ... please contact me.  With over 35 years of mortgage experience, knowledge, and expertise,  I can guide your successfully through the pre-qualification and mortgage process to help you purchase your new home.
    I can be contacted through any of the following means:
Direct:  815.277.4036   Cell/Text:  708.921.6331
Skype:  630.219.1316     Email: gene@chicagobancorp.com

    
    

 

Cook County (IL) 2nd Installment Taxes Due November 1st, 2011. Cook County Treasurer's Office Makes Payment Convenient



     Cook County (IL) tax bills were mailed as of October 1, 2011, on over 1.7 MILLION pieces of property owned within the county.  That's a staggering amount of paperwork and accounting for the Cook County Treasurer's Office to handle.

     Cook County (IL) Second installment tax payments of Cook County tax bills are due November 1, 2011 Any payments received AFTER that date, will incur a 1.5% penalty per month on unpaid balances.

     The Treasurer's Office of Cook County wants to make payment of these bills as convenient and easy a process for property owners as possible.  In order to accomplish that, Cook County and the Treasurer's Office provide multiple options for payment of Cook County taxes. 

   Cook County taxes can be paid at/by:


  •    cookcountytreasurer.com  -  Website for convenient online payment of Cook County tax bills.  You will be asked to reference your 14-digit Property Index Number (PIN) located at the top of your tax bill.
  •    Any Chase Bank location  -  If paying at a Chase Bank location, you must have your original payment coupon in your possession.  You will be asked to produce this payment coupon upon payment.
  •    Pay by Mail  -  The original payment coupon must accompany your tax payment.  Your check must have your 14-digit Property Index Number (PIN) written on it.  To avoid late payment penalties, all tax payments must be POSTMARKED NO LATER THAN NOVEMBER 1, 2011.
  •      Partial Payments are also accepted


     The City of Chicago and Cook Countyare home to many of the world's nationalities.  The Polish and Spanish communities represent two of the nationalities represented in largest numbers in the area.
    
     As a service to the members of these two largest local communities, and to make communication and information exchanges more easy for their members, the Office of the Cook County Treasurer has established a telephone line providing general information regarding taxes and tax payments in the Polish and Spanish languages. That telephone number is:  312.443.5100.

     Polish and Spanish-speaking callers may also visit cookcountytreasurer.com and read the same general information in their native language online.
    
     The Office of the Cook County Treasurerreminds taxpayers that their office will be closed on October 10, 2011 in observance of Columbus Day.  Chase Bank locations will be open and available to receive 2nd Installment tax payments that day.

     As a property owner in Cook County, should you have questions, or be in need of any Cook County property tax-related forms (such as name/address change forms, duplicate/overpayment forms, etc.), please go to the Office of the Cook CountyTreasurer website and/or click on FORMS.

     The mailing address of theOffice of the Cook County Treasurer is as follows:  

Cook County Treasurer's Office
118 N. Clark St., Suite 112
Chicago, IL  60602

     To  email the Office of the Cook County Treasurer, please click HEREA drop-down menu will be provided for your choice and selection of question-related/needs.

    Please do not forget: 2nd Installment Payments of Cook County Tax Bills are due no later than November 1st, 2011!

    Also:  Should your Cook County taxes be paid through an escrow account ... remember to check that the payment has been made and made in the accurate amount.


     *  Should you be in need of a refinance or new home mortgage in Cook County, IL or the Chicagoland region, please contact me.  I have over 35 years of successful mortgage experience and expertise with which to assist you and answer your questions. 
       I can be contacted through any of the following:
Direct:  815.277.4036      Cell/TEXT:  708.921.6331       Email: gene@chicagobancorp.com                               Website: www.genemundt.com    Skype:  630.219.1316       Click:  For a NO Cost NO Obligation Mortgage Consultation




    

The "Giving Garden" Program. How to Donate or Participate in Kane, DuPage, McHenry, Cook, and Lake Counties, in Illinois

 
     
    While reading the online Daily Herald today, I ran across information on the "Giving Garden" effort sponsored by the paper.  Given I had just posted an article regarding Chicagoland Farmer's/French Markets  recently on my own blog site, the colorful ad and article really caught my eye.
    
     Every summer, the Daily Herald newspaper sponsors what they call the "Giving Garden" program.  For those gardeners with green thumbs (and producing extra fruits and vegetables) in the Chicagoland counties of Kane, DuPage, Cook, McHenry, and Lake counties, in IL ... this program offers an opportunity to help their fellow residents suffering from the present economic downturn.  For families having a hard time putting food on their table, this is a godsend program.
    
     Many community organizations also take part in this annual sponsored program.  Cub Scout Pack 1047 of Gilberts, IL has planted a "Giving Garden" again this year that will benefit this charitable annual summer effort.  Through their efforts, the members of Cub Scout Park 1047 will grow, tend, and harvest well over 1000 vegetables for contribution.  In past years, this Pack has donated all of their crops to the FISH food pantry in Carpentersville.  Their efforts helped feed the 400+ families that turn to that organization for assistance.
    
     This is definitely a "win-win" effort for all that take part.  There is the obvious win for those receiving these healthy foods for their families.  But it is a huge win for the contributors too.  They know that the extra foods they produce will not go to waste and will find their way to good use.
    
     The "Giving Garden" program sponsored by the Daily Herald newspaper runs now throughSeptember.  The list of donation drop-off locations is plentiful and too long to print here ... but click on the following link to find the complete list of places where donations are accepted:
 
 
 
 
    
 
 
     Whether offering a donation of your gardening efforts ... or a recipient of someone's donation and generosity, consider participating in the wonderful "Giving Garden" program.