Gene's Bit of Blogging

Identity Theft and Crime

SHRED Yourself of Paper Clutter, Mokena Residents! Attend the April 21st Shark Shredder - Paper Shredding Event

Gene Mundt, Mortgage Lender: Posted on Tuesday, March 20, 2012 5:16 PM

Calling All Mokena Residents!

SHRED Yourself of Paper Clutter!

Saturday, April 21st @ 9 to 10 a.m.

Mokena Community Public Library District

Mark the date of April 21st on your calendar, Mokena, IL residents ...

Mokena, IL Community Public Library Dist. - Shark Shredder Paper Shredding Event Info

Then set yourself a goal and get de-cluttering your homes and home offices of old paper files, billing statements, cancelled checks, no-longer-needed documents, and more!

Your Mokena Community Public Library is hosting a Shark Shredder - Paper Shredding Event that will help you "shred and shed" yourself and your home of papers and documents you no longer want or need ... safely, securely, while protecting yourself from identity theft.

Rid yourself of unsightly, bulky old papers (etc.) cluttering-up and littering your home environment. Get organized! Then live "green" by shredding and disposing of your papers at this April 21st event. All shredded papers are recycled to help our environment.

All Mokena, IL residents are invited to bring up to two (2) boxes full of papers for shredding. You're then invited to stay and watch the on-site Shark Shredder dispose of your papers, if you'd like.

This event is perfect for those hoping to sell their home soon ... or those simply hoping to get their home more organized!

The Mokena Public Library and this event is located at: 11327 W. 191st Street in Mokena, IL.

Should you have further questions regarding this Shark Shredder - Paper Shredding Event, please contact the library at: 708.479.9663.

As always, you are encouraged to check-out all the many services and programs that the Mokena Community Public Library District offers its residents and visitors alike.

Contact Gene Mundt, Mortgage Lender - The Federal Savings Bank

* Dreaming of a home that has a convenient home office within it? Somewhere to conduct your business? Neatly pay your bills?

Contact me. Whether in Mokena, Will County, Chicagoland, or across the nation ... my 35 years of mortgage experience, expertise, and knowledge can successfully serve and assist you to fulfilling your mortgage financing and home buying dreams and needs.

I can be easily and quickly contacted through any of the following means:

Direct: 815.277.4036 Cell/Text: 708.921.6331

Email: gmundt@thefederalsavingsbank.com

Website: www.genemundt.com

Skype: 630.219.1316

Click Here 4 a: NO Cost NO Obligation

Mortgage Consultation

0 Comments

Trackback Link

Headline Reads: Police Say Mom Stole Daughter's Identity ...

Gene Mundt, Sr. Vice President - Chicago Bancorp: Posted on Tuesday, August 30, 2011 2:51 PM

While reading the paper this morning, my eyes caught an article headline that read ...

"Police say mom stole daughter's identity, charged money".

You can see why my attention was drawn to the article, can't you? Nothing seems more low or appalling than the thought of a parent harming their own child, their child's future, and their credit ratings through identity theft .

I have written of this subject before. ("When the Identity Thief is Mom or Dad ... What Do You Do?) And as much as we'd always like to think warm and fuzzy thoughts of family, it's obvious from and this news article ... this crime is out there and happens more often than realized.

I can see how easily this crime could be accomplished. Marilyn and I used to kid our youngest son about the number of credit card offers he received on a fairly consistent basis even at a very young age. It was obvious that his name had found its way on to some leads list that all the credit card companies were utilizing at the time.

For a parent or family member in a desperate situation, offers such as those that landed in our mailbox could be pretty tempting and seem like a good solution to problems. And as today's article shows, some parents and family members aren't resisting that temptation.

As reported in my blog mentioned above, the damage resulting from this crime is two-fold to the child victim. There's the obvious damage done to the credit and finances of the child. But perhaps even worse and harder to correct, is the emotional damage done. The sense of betrayal felt by the child is acute in these cases.

There are a few warning signs that a child's identity has been compromised or stolen. They are:

Calls are received from collection agencies.
Bills and/or credit cards are received in the child's name.
An Internal Revenue Service notice received noting a child's name or Social Security Number is listed on another tax return.
Pre-Approved credit card offers are received in the child's name. (Please remember: THESE may also come from a child's legitimate bank account or college savings account.)
An addict or someone with a history of fraud ... and knows or has access to a child's Social Security Number ... has a sudden infusion of cash or an improvement in their lifestyle.

There is legal recourse regarding these matters and the police can be called in. But many times, families do not wish to pursue criminal charges. What to do then??

First ... seek professional counseling for the child victim. There's going to be emotional fallout from the crime perpetrated against them.

Next ... get an updated credit report from all three major credit bureaus. Seek-out a professional or credit specialist to assist you with untangling the credit and financial damage done. Measure and monitor the successes as they are being made. Run periodic checks on the child victim's credit to make sure that corrective measures are taking place as they should, making a difference on the victim's credit scores, and staying corrected on all future reports.

And remember ... results are achievable, but will require vigilence and attention. Re-establishing good credit takes time and consistency of effort to achieve. Definitely worth it and definitely the right thing to do for the child.

* Should you be in need of your credit report, mortgage answers, or mortgage service, please do not hesitate to contact me at any time. I will be glad to hear from you.

I can be at: Direct: 815.277.4036 Cell/Text: 708.921.6331

Email:

Website: www.genemundt.com Skype: 630.219.1316 Click for a:

0 Comments

Trackback Link

Recent Posts

Categories

Identity Theft and Crime

SHRED Yourself of Paper Clutter, Mokena Residents! Attend the April 21st Shark Shredder - Paper Shredding Event

Headline Reads: Police Say Mom Stole Daughter's Identity ...