Gene's Bit of Blogging
Money-saving Strategies
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Gene Mundt, Mortgage Lender: Posted on Monday, May 07, 2012 5:39 PM
I May Not Be Yoda,
but I'm Darn Close!
Yesterday, I was reading yet another blog about the low interest rates presently available to home buyers seeking mortgage financing.
Seems another new historic low was announced. Something not quite so noteworthy anymore, as we all have grown used to hearing about how the rates have dipped, dipped, and dipped again.
 And therein lies my big worry, both as a mortgage lender and as a parent. I think buyers have grown quite weary and fairly complacent.
Low interest rates, such as we are seeing presently, should be news that sends home buyers (currently seeking and potential) all giddy. They should be doing a happy-dance.
But although rates remain a topic of interest for mortgage applicants I speak to, the rates we are seeing do NOT stimulate action in the housing market or number of inquiries for financing you would predict. So many potential buyers simply are doing nothing in response.
And I find that sad. That attitude translates into so much potential lost savings . So many opportunities simply being ignored.
I believe that many potential buyers falsely believe they cannot buy. That they will not be approved for loan. It's certainly the mantra repeated by the media. And it seems nowadays, everyone knows someone that knows someone that has an awful story to tell about the financing process. Heck, I even hear it within our own industry.
The truth of it is that there are many successes being celebrated out there. The majority (around 62%) of people that apply for a mortgage loan DO get financing and successfully
buy a home. (Remember, we've seen the result of and are suffering from no one being turned away.)
Now, do mortgage applicants have to work at finding their successes? Yes! Is it easy? No! Are
they frustrated at times throughout the process? H#*$ yes! Should the
process be like this? No! I'm a mortgage lender and I think it sucks that
buyers and those refinancing are put through the ringer like they are. But the
process is what it is ...
So if that is the truth ... and the process is what it is, at least at this point, I ask ... What are you, if a hopeful and/or potential home buyer, going to do? What's your reaction??
I've written some about this in the past ... my own personal experiences with rates, home buying, and financing over my 35+ years within the mortgage and real estate industry. It's been interesting, to say the least.
But over all those years, one thing has remained true for home buyers and those seeking mortgage financing: No matter how bad your financial situation. No matter your credit scores. The situation and your scores CAN be improved and turned around. Help is available.
Okay .. okay ... you're right. I need to add an asterik to those statements ...
- Asterik 1: With time, care, and patience.
- Asterik 2: If willing to do some hard work.
And therein, lies some of the current problem. Many people hate the asteriks. But taking that into consideration, my question becomes this:
If you ever hope to buy a home ... now or in the future ...
Are you going to let those asteriks scare you away from starting the process? Are you going to let the need for some hard work and patience intimidate you into foregoing inquiries about your home buying capabilities and options?
Are you going to let all those stories ... those asteriks ... steal REAL opportunity from you? REAL SAVINGS?? And yes, I said steal. I can talk to you all day and all night about what I think
is the right thing for you to do. And it
will be "yadda yadda yadda" ... just noise in
your ears. Or I can tell you this ...
I may not
be Yoda,
but I'm
darn close!
I'm a mortgage lender, yes. But more importantly, I'm a
husband, a dad, and now a grandfather too. And
that is where my message (and vast wisdom) to you springs from.
I've been there. I've stared-down
growing insurance costs. Rising taxes. Emergency repairs at the home. Health bills for braces, glasses, broken noses, emergency hospital
trips.
I've had to come-up with unexpected costs ... dues for
sports camps, traveling leagues. I've shelled-out extra for Size 15 Nikes.
I've looked college payments in the eye.
And I'll tell you ... your child you never thought you'd hear it from? Yep, even
MORE schooling ... LAW school! Then wedding
plans start. Times 2 ... within 6 months of
one another. Heart-tugging Grandchildren aren't far behind.
All of these expenditures and more might be in your
future as they were in mine, you just never know. So take it from someone that knows ... you need to look for, and take
advantage of, every savings when you can.
Listen to Yoda ...
The savings you
can and will reap by buying now and locking-in a historically low interest rate?? Cha-Ching!
The savings you can and will reap through the lower housing prices found in many
markets right now? Cha-Ching Cha-Ching!
Those savings WILL come in mighty handy later
... believe me.
Forget whatever negative you have heard. Take action.
Reach out. Pick-up a phone. Text.
Email. Whatever! Do it on your break. At lunch time. Before you head to bed.
Ask your questions. Don't just accept what you're hearing on the news ... or from others, no matter who they are. Fight for every option, work for every advantage, every opportunity you can
find. You owe it to yourself and your future.
Contact me. Even if you have challenging financial and credit
issues. Get started on bettering your finances and future. It costs you zippo ... absolutely nothing to talk to me.
You'll be glad we talked. I'll be glad to hear from you ...
* You can find me in several convenient ways:  Direct: 815.277.4036Cell/Text: 708.921.6331 At Skype: 630.219.1316 Through Your Mobile Device:
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Credit Repair, Buying a Home, Credit Reports/Fico Scores, Financing, Mortgage Lender, Mortgages, Working with a Mortgage Professional, Credit and Financial Counseling, Announcements and News, Gene Mundt's Client Services, First-Time HomeBuyers, Money-saving Strategies, Savings Advice, Communication, Asking credit and mortgage questions, home buying, Right Time to Buy a Home, Home Ownership, Clients, Interest Rates, Cost of Living and Bills
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Gene Mundt, Mortgage Lender: Posted on Thursday, April 26, 2012 8:48 AM
Village of Plainfield, IL Offers
a New Program to its Residents
and Businesses That Helps
Save Money and Conserve Energy
Lucky you!
Why? Because the Village of Plainfield, IL has begun an energy-savings initiative that partners them with CUB Energy Saver ... our nation's first website that tracks utility company ComEd's billing savings. And who doesn't LOVE to save money??
It's FREE to sign-up! CUB Energy Saver links directly to your ComEd bill and then makes personalized money-saving suggestions that will help take a big bite out of your utility usage and ComEd bills.
Residents then begin to earn 2 "points" for every kilowatt-hour of electricity they save. Points can then be redeemed for discounts in local AND nationally-located stores. Savings on top of savings!
Here's a small example of those stores that are currently involved in this program:
If you own/run a business that is interested in participating in this growing energy savings program ... and want to reward your clients for their smart energy-savings decisions with discounts, please go to:
to learn more.
This new CUB Energy Saver program joins a list of
sustainability programs and initiatives offered through the Village of
Plainfield, IL. Plainfield also offers
an annual Rain Barrel sales program, as well as promoting native landscaping
within the Village boundaries.
 The Village of
Plainfield, IL has also been named a "Tree City" through the Arbor Day Foundation ... and is continuing
its strides to enhance the Village's green networks by preserving village land in a
natural state and linking the Village's green areas, a Beautification Program, and more.
For further information or assistance regarding the Village of Plainfield, IL, the CUB Energy Saver program, or other Village services, please visit their informative website at:
* Hoping to buy or refinance a home within the Village of Plainfield, IL ... Chicago, Chicagoland, or elsewhere across the U.S.? Just like the CUB Energy Saver Program, I can save you real money when obtaining your mortgage financing. Contact me today to get started! I can be found at any of the following:
Direct: 815.277.4036
Cell/Text: 708.921.6331
Conveniently thru Skype: 630.219.1316 |
Businesses, Will County, Village and Police Services, Money-saving Strategies, Community Services, Plainfield, IL, Home Ownership, Cost of Living and Bills, energy saving initiatives, utility bills
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Linda Kemp, Keller Williams Infinity - Naperville, IL: Posted on Wednesday, March 07, 2012 6:51 PM
Kitchens--The Heart of the Home! Part Two
Welcome to part two in my kitchen series. The kitchen is one of
my favorite rooms in my home. I cook great meals there, we laugh
through our family dinners, and we indulge the many desserts that come
out of my oven. One thing is certain--it has to feel good.
If you have
been struggling with different ideas on how to remodel your space with a
shoestring budget take a read through the following article. Do your
homework on all building materials and your options and you will be
quite pleased with the results. And then mangia!
Linda
Budget Kitchen Remodeling: 5 Money-Saving Steps
Can't afford an entire kitchen remodel in one fell swoop? You can
complete the work in 5 budget-saving stages (and still cook dinner
during the down time).
Stage one: Start with a complete design plan
Your plan should be comprehensive and detailed — everything from the
location of the refrigerator to which direction the cabinet doors will
open to whether you need a spice drawer. To save time (and money) during tear-out and construction, plan on
using your existing walls and kitchen configuration. That’ll keep
plumbing and electrical systems mostly intact, and you won’t have the
added expense — and mess — of tearing out walls. Joseph Feinberg, vice president of Allied Kitchen and Bath in Fort
Lauderdale, Fla., recommends hiring a professional designer, such as an
architect or a certified kitchen designer, who can make sure the details
of your plans are complete. You’ll pay about 10% of the total project
for a pro designer, but you’ll save a whole bunch of headaches that
would likely cost as much — or more — to fix. Plus, a pro is likely to
offer smart solutions you hadn’t thought of. For a nominal fee, you also can get design help from a major home
improvement store. However, you’ll be expected to purchase some of your
cabinets and appliances from that store.
- Cost: professional designer: $5,800 (10% of total)
- Key strategies: Once your plans are set, you can hold onto them until you’re ready to remodel.
Stage two: Order the cabinets, appliances,
and lighting fixtures
Cabinets and appliances are the biggest investments in your kitchen
remodeling project. If you're remodeling in stages, you can order them
any time after the plans are complete and store them in a garage (away
from moisture) or in a spare room until you're ready to pull the trigger
on the installation. Remember that it may take 4-6 weeks from the day you order them for your cabinets to be delivered.
If you can't afford all new appliances, keep your old ones for now --
but plan to buy either the same sizes, or choose larger sizes and
design your cabinets around those larger measurements. You can replace
appliances as budget permits later on. The same goes for your lighting fixtures: If you can live with your old ones for now, you’ll save money by reusing them. You’ll have to decide about flooring, too — one of the trickier
decisions to make because it also affects how and when you install
cabinets. You’ll need to know if your old flooring runs underneath your
cabinets, or if the flooring butts up against the cabinet sides and toe
kicks. If the flooring runs underneath, you’ll have some leeway for new
cabinet configurations — just be sure the old flooring will cover any
newly exposed floor areas. Here are points to remember: Keep old flooring for cost savings. This works if your new cabinets
match your old layout, so that the new cabinets fit exactly into the old
flooring configuration. If the existing flooring runs underneath your
cabinets and covers all flooring area, then any new cabinet
configuration will be fine. Keep your old flooring for now and cover it or replace it later.
Again, this works if your cabinet configuration is identical to the old
layout. However, if you plan to cover your old flooring or tear it out and
replace it at some point in the future, remember that your new flooring
might raise the height of your floor, effectively lowering your cabinet
height. For thin new floor coverings, such as vinyl and linoleum, the change
is imperceptible. For thicker floorings, such as wood and tile, you
might want to take into account the change in floor height by installing
your new cabinets on shims.
- Cost: cabinets: $16,000 (27% of total); appliances and lighting
fixtures: $8,500 (15% of total); vinyl flooring: $1,000 (2% of total)
- Key strategy: Keep old appliances, lighting fixtures, and flooring and use them until you can afford new ones.
Stage three: Gut the kitchen and do the electrical
and plumbing work
Here's where the remodel gets messy. Old cabinetry and appliances are
removed, and walls may have to be opened up for new electrical
circuits. Keep in close contact with your contractor during this stage
so you can answer questions and clear up any problems quickly. A major
kitchen remodel can take 6 to 10 weeks, depending on how extensive the
project is. During this stage, haul your refrigerator, microwave, and toaster
oven to another room — near the laundry or the garage, for example — so
you've got the means to cook meals. Feinberg suggests tackling this
stage in the summer, when you can easily grill and eat outside. That’ll
reduce the temptation to eat at restaurants, and will help keep your
day-to-day costs under control.
- Cost: $14,500 for tear-out and installation of new plumbing and electrical (25% of total)
- Key strategies: Encourage your contractor to expedite the tear-out
and installation of new systems. Plan a makeshift kitchen while the work
is progressing. Schedule this work for summer when you can grill and
eat outside.
Stage four: Install cabinets, countertop, appliances, flooring, and fixtures
If
you’ve done your homework and bought key components in advance, you
should roll through this phase. You've now got a (mostly) finished
kitchen.
A high-end countertop and backsplash can be a sizable sum of money.
If you can't quite swing it, put down a temporary top, such as painted
marine plywood or inexpensive laminate. Later, you can upgrade to
granite, tile, solid surface, or marble.
- Cost: $12,000 (21% of total)
- Key strategy: Install an inexpensive countertop; upgrade when you’re able.
Stage five—Final phases: Upgrade if necessary
Replace the inexpensive countertop, pull up the laminate flooring,
and put in tile or hardwood, or buy that new refrigerator you wanted but
couldn't afford during the remodel. (Just make sure it fits in the
space!).
By: Gretchen Roberts Published: January 19, 2012 Reprinted from House Logic with permission of the NATIONAL ASSOCIATION OF REALTORS®. Copyright 2012. All rights reserved.
Are you looking to get your home on the market in time for the Spring
market? This is it! Don't know where to begin? Let me help you
navigate through the process of getting your home ready for sale. Not
interested in selling but just need some design help? No problem!
Call Linda Kemp at 630.688.5121 for help and advice. It's always my pleasure to assist you!
Buyers you can search for properties from the comfort of your living room right here! You will find the most up-to date listings direct from our multiple listing service. Have fun and happy house hunting!
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Gene Mundt, Mortgage Lender - Chicago Bancorp: Posted on Friday, February 17, 2012 11:35 AM
What's Your Point?? Nawwwww ... Not THAT Point!
A great scene, isn't it? But it's not those "points" I'm going to talk about in this blog. No, I'm talking the "points" referred to when discussing mortgage costs and options.
I've had several discussions as of late, with some pretty confused borrowers regarding these "points". They've had no real grasp of exactly what a "point" is prior to our discussion. What it can equate to in cost to them. How the cost of a "point" is figured. This is especially true with first-time home buyers.
Here's what I tell my clients when starting this discussion ...
The best way to think of a "point" cost, is to remember a percentage point equaling the number 1 ...
One percent (1%) = 1 point One percent (1%) = .01
Then the cost of the "point" should be thought of this way: Cost of Point = .01 X Your Loan Amount
Okay, let's put some actual dollar amounts into the equation. It will make better sense to you.
Let's say you are borrowing $200,000 for your mortgage. One (1) "point" then costs you an additional $2,000 at Closing. Here's the math equation for that: .01 X $200,000 = $2,000
The question I typically hear during these conversations is this ... If these "points" COST me as a borrower ... why would, or should, I even think of buying them? What does buying a "point" accomplish for me
Think of "points" (and the dollars associated with them) as interest earned or paid to the bank. The "reward" for you as the Borrower when buying that "point" is the lower interest rate received for the life of their loan at that bank.
Alot to digest, isn't it? It must be remembered too, that as the markets fluctuate, so does the benefit of paying a "point" ... and the resulting reduction in interest rate earned for doing so.
 As a rule ...1 point paid = 1/8% lower interest rate
Again, let's revisit the math we did above for that: $200,000 Mortgage Paying 1 "point" Cost of "point" equals $2,000
Let's say, on the day this "point" and mortgage costs are being quoted to you, the interest rate is lowered by 1/4%. We'll say from 4% interest rate to 3.75% interest rate. The savings realized by the borrower each month (for buying a "point") is then $28.60.
Now, there is one more very important thing to figure into considering a "point" purchase ... and whether it makes sense for you to buy the "point" for your mortgage. And that's, how long you expect to be in the property you are buying or refinancing.
Why does that matter? Again, the numbers tell the story ...
We now know that the amount you save in interest monthly for buying your "point" was figured at $28.60 above ... and that you will pay $2,000 at your closing to receive that monthly savings. So to figure what your "break even" time is ... meaning the point where the savings in interest would equal the dollar amount paid on the "point" ... you do the following:
Amount paid for "point" ... $2,000 divided by:
Amount saved in interest each month ... $28.60 Equals:
70 payments
Knowing how long it takes to payback the savings realized by paying a "point" is absolutely essential when making your decision to buy that "point" ... or not. Then you simply need to consider if you plan on being in the property you are buying long enough to reach that "break even" time.
Helping you understand HOW the savings on "points" are figured ... and HOW buying "points" can affect your bottomline ... is an important part of my job, as your mortgage lender.
But the answer and decision is one that only you, the borrower can ultimately make. I hope that this blog helped you do that ...
 * Having an experienced, knowledgeable mortgage lender at your side during the many decisions your are called upon to make during your home buying is crucial. Contact me today. I'll put my 35 years of mortgage experience, knowledge, and expertise to work on your behalf. I'll be very glad to hear from you. I can be contacted through any of the following means: Direct: 815.277.4036 Cell/Text: 708.921.6331 Skype: 630.219.1316
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Buying a Home, Financing, Mortgages, Refinance, First-Time HomeBuyers, Obtaining Mortgage Quotes, Pre-Approvals, & Info, Money-saving Strategies, Mortgage Closing Costs, Asking credit and mortgage questions, home buying, Mortgage Costs, Closing Costs
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From: Anita Clark, Realtor LLC, Coldwell Banker SSK Realtors, Warner Robins, GA - Guest Blogger: Posted on Monday, February 13, 2012 1:19 PM
Although Anita adds helpful tips and suggestions for those that live in the Warner Robins, Ga area ... or are thinking of relocating to that region ... this information will prove useful for Veterans, no matter their location.
As noted by Anita Clark, please inquire as to the individual establishment's/retailer's participation in these discounts prior to purchase. Participation is based solely upon the individual locations discretion.
Hope the information and opportunities for savings posted here helps all the Active, Reserve, and Retired Vets out there. You most certainly have earned them .. and much more. As always, thank you for your service ...
Gene
Please forward to all active duty, reservists, and retired US military personnel you know …
Discounts galore at over 200+ stores for vets and their immediate family members.
Remember to ALWAYS show your military or retired ID. Happy shopping...You deserve it!
Verify with the store/organization that the discount is still available. Participation by business owners is at their discretion.
1-800-Flowers - 7% to 60% off A&W - Discount varies ADT Security - Discount varies Advance Auto Parts - 10% off Aeropostale - 20% off in-store Agentsource.com - Up to 40% off standard real estate closing costs for active duty moving in the US or Canada Alamo Rent A Car - Discount varies American Airlines – Discount varies American Eagle - 10% off (manager discretion) American Video Productions -10% off Amtrak - 10% off Anchor Blue - 10% off Anheuser – Busch Amusement Parks - Discount varies Anna’s Linens - 10% off any in-store purchase Apple Computers - Discount varies, sign up here Applebee’s - Discount varies Arby’s - Discount varies Ashford University - Discounted tuition at $250 a
credit, books are covered for all required courses, waived application
fee, and waived technology fee Armed Services Mutual Benefit Association (ASMBA) - Free membership and free $5,000 AD&D coverage. See my ASMBA post for more details. AT&T - Discount varies ATG - $10 off home and garden products Auto Zone - Discount varies Avis - 25% off, online customers use coupon AWD # A555084 Azamara Cruises - Discount varies Back Yard Burgers - Discount varies Banana Republic – 15% in-store discount off regular priced items (varies by location) Barnes and Noble – 6% off regular price plus free shipping Barnhill’s – Discount varies Bass Pro Shops – 10% off from the 15th to 22nd of each month Bath & Body Works – Discount varies Bed & Breakfast Inns – Discount varies Best Inns and Suites – Discount varies Best Western – Discount varies Beyond Blossoms – 20% off all flower orders throughout the year Big 10 Tires – Discount varies Blockbuster – Discount varies Boscov’s- 15% off in-store purchases Boston Bill Sunglasses - 10% off Boston Market - 20% off Bronson Labratories – 10% off vitamins/supplements Buckle – 10% off, free shipping Budget – Discount varies, up to 25% off time and mileage Budget Truck Rental – Discount varies Burger King – Discount varies Camino Real Apartments - 5% discount Captain D’s – Discount varies Carl’s Jr. – Discount varies Carnival Cruises - 10% off Champs Sports - Discount varies Charlotte Russe - 10% off Checker Auto Parts - Discount varies Chevy’s Fresh Mex - 20% off Chick Fil A - Discount varies (location dependent) Chipotle - Discount varies Choice Hotels - Discounts varies Ci-Ci’s Pizza - Discount varies (location dependent) Cingular - Up to 18% off your bill and 25% off accessories Clarion Inn - Discount varies Cold Stone Creamery - Discount varies Comfort Inn - Discount varies Coolmilitary.com - 10% off on-line purchases Copeland’s Sports - Discount varies Cracker Barrel - 10% off D.S.W. Shoe Warehouse - 10% off Dairy Queen - 10% off (location dependent) Days Inn – Discount varies Dell Computers – Discount varies Denny’s - Discount varies Dick’s Sporting Goods – Discount varies DIRECTV - Discount Varies. Ask about the $75 Visa Gift Card for new subscribers Discovery Channel Store – Discount varies DISH Network - Discount varies, call 866-395-9955 for details Disney Resorts – Discount varies Disneyland – Discount varies, must buy ticket at the gate Dollar Car Rental – Discount varies Drugstore.com - $10 off $50+ orders & free shipping Dunkin’ Donuts – Veterans advantage members save 10% on all online orders El Molino Coffee Shop – Free shipping Express Clothing Store – 10% off Extreme Outfitters – 10-20% off miiltary gear, on-line and in-store Eyeware - Discount varies, get the discount on-line Fatbikez.com - 18% off. Coupon code: Military Finish Line - 20% off Foot Action - 20% off Foot Locker - 20% off Ford - Discount varies Forever 21 - 10% off Friendly’s Ice Cream Stores – Discount varies GameStop - 16% off all used games & DVDs Gander Mountain - 5% off Gap – 10% military discount 1st of every month (varies by location, in-store only) Geico – 2% to 15% in all states except Georgia,
Indiana, Maine, Massachusetts, Michigan, Mississippi, New Jersey, New
Mexico, Tennessee and Texas GM – Discount varies GNC – Discount varies Golden Corral – Discount varies Great Wolf Lodge - Discount varies Green Island Apparel - 10% off Greyhound - 10% off or ask about the $209 round-trip anywhere in the continental U.S. fare Haber Vision - 50% discount on all sunglasses Hanes Outlet Store - 10% off Hard Rock Cafe - 10% off Hertz – Discount varies Hewlett-Packard – Discount varies, on-line company code is 2727 HickoryFarms – 10% off, online code is 892848 Home Depot – 10% off, in-store Hooters - 10% off IHOP - 20% (location dependent) Imax – $1 off movie tickets Inkshouse – 20% off $50 or more purchase, use cod Mil20 ISZY Billards - 10% off (except case lots) - Java Cafe - Discount varies
- Jeep – $500 off
- Jiffy Lube – 10% off
- Jockey – 10% off
- KB Toys - 15% off during advertised Military Days
- Kimpton Hotels & Restaurants - Discount varies
- K-Mart - 10% off entire order (online only)
- Kohl’s – 10% off
- Kragen Auto Parts – Discount varies
- Lady Foot Locker - 20% off
- Lerner – 15% off
- Long John Silver’s – Discount varies
- Longhorn Steakhouse – 10% off
- Lowes – 10% off everyday
- Macy's - Save $10 on orders over $75
- Marriott Hotels – Discount varies
- Maurices - 10% off
- Mary Kay Cosmetics - 10% off online orders
- McDonalds - Discount varies
- Meineke - 10% off parts. In store only
- Michaels - 10% off each Wednesdays
- Midas - 10% off
- Moe's - Discount varies
- Napa Auto Parts - Discount varies
- National - Discount varies
- Nautica - 10% off
- New York and Company - 15% off
- Nextel - 18% off
- Nickelodeon Hotels - Discount varies
- Nike - 10% off
- O'Reilly Auto Parts - Discount varies
- Oakley - Discount varies
- Office Depot - Free next day business delivery on orders over $50
- Old Navy - 10% off
- Pac Sun - Discount varies
- Panda Express - Discount varies
- Payless Shoe Source - 10% off
- Pep Boys - 10% off
- Pizza Hut - Discount varies
- Play It Again Sports - Discount varies
- Quizno’s – Discount varies
- Race-Depot – 10% off, use code 10MILCITY
- Rack Room Shoes – 15% off
- Raising Cane’s Chicken – Discount varies
- Ralph Lauren Outlet Store - 10% off
- Ramada – 15% to 30%, depending on availability
- Red Robin – Discount varies
- Regal Movie Theaters – Matinee prices for all show times
- Ripley’s Attractions and Museums – Discount varies
- Roadrunner - $25 savings on nationwide auto shipping
- Rocky Mountain Chocolate Factory – 10% off
- Rocky Mountain Tracking – 5% off, use code USMILITARY
- S & K Men’s Wear – 8% off, free shipping on orders over $99
- Sally Beauty Supply – Discount varies
- Samsonite – 15% off
- Schubach Jewelers - 10% off
- Seventh Avenue - 10% off
- Ship Any Car - $25 off
- Shoe Carnival – 10% off
- Sierra Suites – Discount varies
- Six Flags Mountain Magic – Service members receive
special discounts on admission for special events and specific dates.
Tickets must be purchased in advance on-base at MWR or ITT
- Sizzler – Discount varies
- Sleep Inn – Discount varies
- Smooth Fitness - 10% off
- Sonic - Discount varies
- Southwest Airlines – Discount varies (not available on all flights)
- Spencer’s Gifts – Discount varies
- Sports Authority - Discount varies
- Sports Chalet - 10% off
- SportsMemorabilia.com – 10% off, use on-line code mili10
- Sprint Business – 15% off
- Suzuki - $500 off
- Sweet Tomatoes - 10% off
- T-Mobile - 15% discount on monthly service and waived activation fees
- Taco Bell – Discount varies
- Target - $5 off orders over $50
- Texas RoadHouse – 10% off
- The Finish Line – 20% off (location dependent)
- The Melting Pot – Discount varies
- THMotorSports - 5% off
- Timberland Outlets - 15% off
- Tommy Hilfiger - 10% off
- Toyota – $500 off + $500 for first-time buyers
- Travelodge – Discount varies
- U.S. Postal Service - Free Care Package Kit
- Under Armor Outlet Store – 10% off
- United Artist Movie Theaters – Matinee prices for all show times
- Verizon – 23% discount on monthly bills. Applies only to military member’s primary line
- Walgreens – 10% off each Tuesday
- Wendy’s – Discount varies
- Wet Seal - 10% off
- Wheels Next - $50 off regular priced wheel and tire combos
- Wing Zone – 10% off in Alabama
- World of Coca Cola – $2 off standard admission price for service member and up to four guests
- Wyndham Hotels – Discount varies
- Zaxby’s – 10% off
Military relocating to Robins AFB…As a retired Air Force spouse, I understand the unique challenges you face during a PCS move.
Visit Homes for Sale in Warner Robins
to preview the complete list of Houston County and Warner Robins Real
Estate or call me at (478) 960-8055 so we can discuss your Warner Robins Real Estate needs.
Anita Clark Realtor LLC Coldwell Banker SSK Realtors Cell: (478) 960-8055
Office: (478) 953-8595 x227
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