Gene's Bit of Blogging
Gene Mundt, Mortgage Lender - Direct: 815.277.4036    Cell/Text: 708.921.6331
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Recent Posts

Opening Night Coming for Joliet Slammers Baseball!
Multiple Offers and Appraisals ... Learning to Co-Exist Successfully
Buyers Decide Within 8 Seconds Whether They Are Interested In A Home
Students from Naperville, IL to Appear on "Late Show with David Letterman", Thursday, May 10th
I May Not Be Yoda, but I'm Darn Close!

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Gene's Bit of Blogging

Senior Issues

DuPage County, IL Sr. Citizens Real EstateTax Deferral Announced for 2012

 
    
DuPage County, IL Sr. Citizens Real Estate
Tax Deferral Announced for 2012

Information/Applications Now Available
Through March 1, 2012



   Du Page County in IL, like many other counties, offers many helpful forms of assistance to the senior residents living within its borders.  One such program, is the Senior Citizens' Real Estate Tax Deferral Program.
    
     Each year from January 1st to March 1st, Du Page County opens application for participation in this beneficial program.  The program assists its senior residents by allowing them to defer the property tax payment on their principal residence.
     
     The deferment of a tax payment is similar to a loan against the senior's property market value .  Deferrals are borrowed from the State of Illinois, which in turn pays the current property tax when due.  The State of Illinois ensures repayment of the deferred amount through a 6% simple interest rate "loan".  A lien is also filed on the residential property. Special Assessments taxes levied by your village or their water and sewer district may also be deferred. 
     
    To qualify, Du Page County senior residents must fit the following qualifications:
 
  • The residential property must be their primary residence and used exclusively for residential purposes.
  • The senior resident(s) household combined income cannot exceed $50,000 annually.
  • Senior must be 65 years of age or older by June 1st, of the year for which the application is made.
  • Senior must have resided in deferred tax property for minimum of the last 3 years.
  • Senior must have NO delinquencies of payment on their property taxes.
  • Senior must have NO special assessments on said property.
  • Senior resident/said property must carry current and adequate Fire and Casualty Insurance.
  • Senior must Own the property, share joint ownership with a spouse, be the sole beneficiary of said property, or be the sole beneficiaries of a land trust for said property.
     
    Application forms (Form IL 1017 and IL 1018) for participation in this year's  Du Page County Senior Citizen Real Estate Tax Deferral Program  will automatically be mailed on January 9th to those senior residents that took part last year. 
     
    For new senior participants, the following information/documentation must be provided at the time the completed application is submitted:
 
  • Social Security Number
  • Proof of property ownership
  • Copy of current Homeowner's Insurance Declaration  page
  • Proof of age
  • Other qualifying information
     
     To receive or download an application, you can call the Du Page County Treasurer's office at: 630.407.5900 or visit its website at: http://www.dupageco.org/treasurer.  Additional information or questions may be addressed through either contact, as well.
    
    Completed application forms can be returned by mail, or dropped-off in person, at the Du Page County Treasurer's office located at: Du Page County Treasurer, 421 No. County Farm Road, Wheaton, Illinois, 60187.
    
    Please note that the applicant's signature mustbe notarized.  Notaries are available at the Du Page County Treasurer's office, Monday through Friday, from 8:30 am to 4 pm each day for its residents' convenience.




     * For those looking to buy or refinance a home in Du Page County, or the surrounding Chicagoland area, please contact me.  I have 35+ years of mortgage lending experience and expertise with which to assist you.  I've love the chance to earn your business and your trust.
     I can be contacted through any of the following means:
Direct:  815.277.4036   Cell/Text:  708.921.6331
Skype:  630.219.1316
 

New Veterans' Outpatient Clinic Announced. Expanded Medical Services for Joliet Area Veterans Coming Soon!



     Local, State, and U.S. members of Congress announced Wednesday, August 24th, that an agreement regarding the conversion of the Silver Cross Hospital in Joliet into a veterans' medical facility had been secured.

     This new agreement means that the present Emergency Room at Silver Cross Hospital's Joliet Campus, located at 1200 Maple Road in Joliet, will become a 60,000 square-foot Outpatient Clinic for local American veterans in the not-too-distant future.

     Although not a full-service VA hospital, the new Outpatient Clinic will offer expanded medical services to area veterans, plus save them the time and inconvenience of driving to a clinic much further away.

     Negotiations for this new veterans' Outpatient Clinic have been in the works since 2008 when Will County and Joliet area veterans' and community groups approached U.S. Rep. Judy Biggert with the suggestion to consider the soon-to-be-vacated hospital for veterans' purposes.  The newly-arrived-at agreement is actually between Silver Cross Hospital itself and the Veterans Administration

     Silver Cross Hospital officials project vacancy of their Joliet campus Emergency Room to be sometime in March of 2012.  They predict that their new 289-bed facility and medical campus in New Lenox, located at I-355 & U.S. Route 6, will be ready to open at that time. 

     The Veterans Administration will start construction on the newly-announced Outpatient Clinic soon after that vacancy date.  Some of the expanded medical services slated to be offered in the new veterans' Outpatient Clinic will include:

  •      Physical Therapy
  •      Rehabilitation
  •      Retinal Imaging
  •      Women's Health
  •      Geriatrics
  •      Home-Based Primary Care
  •      Lab
  •      Mental Health/Social Work
  •      Nutrition
  •      More


     The entire population of the surrounding area will be greatly served by the addition of both the new Silver Cross facility and campus in New Lenox ... and the expanded medical services becoming available to our American veterans at the new Outpatient Clinic located in Joliet.



     *  Please see a previous post written regarding Will County, IL services, businesses, and housing at: Will County, IL ... Showcasing a Great Place to Live, Pt. 1 ... and Part 2.  For information regarding mortgage service and buying a home in Will County or the surrounding Chicagoland area, please contact me at:     Direct:  815.277.4036    Cell/Text:  708.921.6331   Email: gene@chicagobancorp.com      Skype:  630.219.1316
    

AARP Driver Safety Program Being Hosted by Mokena Community Public Library District, August 24th and 25th



     If you're the loved-one of a senior person, the topic of your senior's driving and safety probably weighs on your mind or has been a topic of discussion.

     The   helps seniors face those concerns.  They've developed an 8-hour refresher course that covers many important topics related to older drivers, such as:



  •      Learning Defensive Driving Techniques
  •      Tuning-Up Driving Skills
  •      Learning the Effects of Aging on Driving
  •      How to Remain a Safe Driver
  •      Dealing with Turns, Blind-Spots, and More



    On Wednesday, August 24th and Thursday, August 25th ... senior drivers in the Mokena, IL  area will have a chance to benefit from an 8-hour AARP classroom refresher program being held at the 

    The classes will be held each day between the hours of 10 am to 2:30 pm.  There will be snacks provided during a 30 minute break each day.

     A $12.00 Registration Fee will be charged to AARP Members.  The cost of the 2-day classroom is $14.00 for non-members.  The fee is payable to AARP prior to the first-day's class.

     For the first 20 Mokena Public Library District seniors registering for the class, there is an extra bonus.  The Library will pay your class fees!

     It should be noted that taking this class MAY make you eligible for special discounts on your auto insurance.  Please contact your insurance agent to see if benefit applies to you.

     Should you have questions regarding this 2-day classroom sponsored by AARP, please contact the   at:  708.479.9663 or go to their Contact Page at: 

     Please pass this valuable information on to all senior drivers you know ...
 
      
     *  Should you be in need of a referral for a professional insurance agenct in the Chicagoland/South Suburbs/Mokena area ... please contact me.  I will be happy to refer a qualified, knowledgeable professional to you. 
         I can be contacted at:    Direct:  815.277.4036    Cell/Text: 708.921.6331        Email: gene@chicagobancorp.com          Website: www.genemundt.com